Frequently Asked Questions

We are truly committed to a better-built home at M/I Homes. Our homes are independently tested by HERS and Energy Star® for energy efficiency, we use the latest in building technology, and a number of our homes come equipped with the built-in smart technology of TechConnect.

Our Whole Home Building Standards go above and beyond industry norms to hold our homes to rigorous building quality checkpoints, including energy efficiency, weather-tight envelopes, ductwork sealing, insulation, plumbing, truss systems, and more. Then, they’re rated independently by HERS for energy savings.

We are pleased to offer an industry leading, comprehensive warranty package for our customers’ ultimate peace of mind. In addition to a 1-Year Customer Care coverage and 10-Year Construction Defects coverage, our Transferable Structural Warranty is the best home warranty you’ll find. Learn about our Warranty Commitment offered in the area you’re looking to build your home.

M/I Homes has multiple state-of-the-art Design Studios located throughout our 15 markets. Find one of our Design Studios near you.

Building a better home starts with design. At M/I Homes, we’re constantly implementing current design trends and designing our homes for how our homebuyers live today. Our home design selections feature trusted brands, luxurious finishes, and a process that is catered to fit each buyer’s needs.

Our expert Design Consultants are highly experienced in home design and are there to provide guidance and support during the design selection process. Learn more about the design process in your area.

The interior design selections and available upgrades will depend on the floorplan and community in which you choose to build your new home. Our modern design finishes are hand-selected by our experienced Design Managers. You can find out more about our Design Studios and decorated model homes to see our design options in person.

Our plans are able to be personalized to fit your needs and lifestyle. Not only can you see each floorplan’s options on our website, but you can also take virtual tours of our plans from the comfort of your own couch! This will help you see available options and upgrades for each floorplan.

Financing a new construction home is different from financing a resale home. Our in-house lender, M/I Financial (MIF) makes the whole financial process easy and applies years of experience to your home loan process. Learn more about MIF.

M/I Financial (MIF) is our in-house lender, and using our team to finance your new M/I Home makes for an easy, seamless process with more mortgage options, better rates, faster turnaround times, and more. Get expert financing advice from MIF.

Choosing MIF to finance your new home affords you a faster, more efficient home loan process. We also offer a whole suite of financing and title services to keep everything in-house for your loan application and approval. We offer competitive rates, customized credit repair services, numerous mortgage options, and much more. Read more about the MIF Difference.

While it is not required to finance with M/I Financial, you’ll find that there are more benefits and options with us! You can start your loan application for pre-approval any time.

Our user-friendly Mortgage Calculator helps you see a quick estimate of your monthly payments, including property taxes, insurance, and more.

M/I Homes builds in 15 markets across the U.S., including Austin, Charlotte, Chicago, Cincinnati, Columbus, Dallas, Detroit, Houston, Indianapolis, Minneapolis, Orlando, Raleigh, San Antonio, Sarasota, and Tampa. Learn M/I Homes’ history in each of our markets.

You can browse our available communities and homes for sale in the area where you are looking to build your new home. Then, contact our sales team to schedule your private appointment to see our homes in person!

We are honored to help along your home buying or home building journey! Feel free to reach out to our Internet Sales Team any time.

Browse current incentives and promotions and feel free to reach out to our team for any questions regarding financing, building, or buying a new M/I Home!

You do not need a real estate agent to purchase a new home with M/I Homes. If you do choose to work with a real estate agent, your agent should join you on your first visit to any of our new home communities.

M/I Homes is proud to offer our unrivaled new construction homes in communities strategically located throughout our 15 markets, but we do not build custom homes on your land.

HOA (Homeowners Association) fees cover the conveniences many new home communities offer, such as lawn maintenance, community upkeep, and more. Homeowner associations are established to maintain the aesthetics, property values, maintenance of shared amenities, and overall quality of life within a community. 

A CDD (Community Development District) is a local government unit that plans, finances, builds, and maintains community infrastructure and services and are common in Florida. CDD fees cover the costs of community amenities like clubhouses, sports courts, playgrounds, and pools. Not every M/I Homes community in Florida has a CDD.

A PID (Property Improvement District) and a MUD (Municipal Utility District) are both special districts that can be created by cities or counties to fund projects.

PIDs are created to improve neighborhoods by building new infrastructure, such as parks, lakes, fountains, and shade structures. PIDs are not political entities and are funded through bonds that are secured by liens on properties. The bonds are paid back through special assessments that are usually levied for a set number of years. 

MUDs are created to provide utilities, such as water, sewer, and stormwater drainage, to neighborhoods that are outside of public city services. MUDs are political entities that can levy taxes, such as annual property taxes, on homeowners in the district. The costs of the MUD may be passed onto homeowners, and these fees are in addition to HOA dues and other charges, taxes, fees, and special assessments.

Thank you for your interest in working with us! See available jobs and apply today.

For any questions regarding warranty-covered items in your home, please contact Customer Care.