What is M/I Financial?

We're a full-service mortgage lender and a wholly owned subsidiary of M/I Homes. If you think having our own mortgage company is an advantage for you, you’re right.

We're here for one reason and one reason only: to help you realize your dream of owning a new M/I home.

And we're very good at it. Since we opened in 1983, we’ve closed on almost 100,000 homes. Nobody knows all the ins and outs of the mortgage lending process better than we do.

And since we're part of M/I Homes, we work closely with your New Home Consultant and the construction team to make sure your home-buying process is as seamless, dependable, and stress free as possible.

What We Offer

  • Pre Qualification
  • Many loan types
  • Competitively low rates
  • Rate lock protection up to 10 months
  • Title & closing services
  • Low closing costs
  • Objective, expert advice
  • One-stop shopping: in-house processing, underwriting and closing

Why we’re better

Our Mortgage rates are competitive with anyone in the market. We continuously scour the market to make sure we're providing the most competitive financing packages and the best mortgage programs available.

We can put together financing that’s perfect for you, and we’ll make it happen seamlessly. You won’t have to worry about construction draws, coordinating with the construction team, and getting everything ready for closing. We take care of it all, so you can focus on the fun parts of building a new home, like picking out your flooring, tile, cabinets and options.

A new home should be one of the most exciting experiences of your life. Our experienced team of professionals aims to make that happen—seamlessly.

Personal service

If you’ve spent any time on this site, you know that we take customer care seriously. In fact, it’s the cornerstone of our business.

Our co-founder, Irving Schottenstein set his expectations for the company when he told our team, "Don't forget to treat my customers right."

We’ve never forgotten it

We know how important a new home is to you and your family.

We treat the whole process and the people we serve with the respect and consideration we would want ourselves.