First-Year Rates as Low as 2.875% / 5.65% APR (FHA)* and 3.875% / 6.46% APR (Conventional)**

*Promotional rate applies to new contracts for a limited time only on homes that can close by December 19th, 2024. The interest rate is based on a 2-1 temporary buydown for a 30-year FHA-rate mortgage with a 3.5% down payment. In the first year, the interest rate is 2.875%. In the second year, the interest rate is 3.875%. In years 3 through 30, the interest rate is 4.875%. The ANNUAL PERCENTAGE RATE is 5.65% and is based on a sales price of $300,000 with a loan amount of $294,566. Buyer must make loan application within 48 hours of contract signing by 11/30/2024, and must close by December 19th, 2024 or once the home is complete. The buyer must occupy the property and meet all qualification requirements of the program. The seller’s contribution is limited to agency limits which depend on the loan program and LTV. Payments are based on a minimum 640 credit score. The advertised rate is for a limited time and is subject to change without notice. Other financing programs may be available with as little as 5% down. Financing is offered through M/I Financial, LLC (NMLS# 50684). Available on new business only to new customers not currently under contract with M/I Homes. Available on advertised price only. Cannot be combined with any other advertised M/I Financial, LLC incentive. The advertised rate is for a limited time and is subject to change without notice until locked with M/I Financial, LLC. Maximum allowable FHA county loan limits apply. Please see a New Home Consultant for more information and details.

**Promotional rate applies to new contracts for a limited time only on homes that can close by December 19th, 2024. The interest rate is based on a 2-1 temporary buydown for a 30-year Conventional-rate mortgage with a 5% down payment. In the first year, the interest rate is 3.875%. In the second year, the interest rate is 4.875%. In years 3 through 30, the interest rate is 5.875%. The ANNUAL PERCENTAGE RATE is 6.46% and is based on a sales price of $300,00 with a loan amount of $285,000. Buyer must make loan application within 48 hours of contract signing by 11/30/2024, and must close by December 19th, 2024 or once the home is complete. The buyer must occupy the property and meet all qualification requirements of the program. The seller’s contribution is limited to agency limits which depend on the loan program and LTV. Payments are based on a minimum 720 credit score. The advertised rate is for a limited time and is subject to change without notice. Other financing programs may be available with as little as 3.5% down. Financing is offered through M/I Financial, LLC (NMLS# 50684). Available on new business only to new customers not currently under contract with M/I Homes. Available on advertised price only. Cannot be combined with any other advertised M/I Financial, LLC incentive. The advertised rate is for a limited time and is subject to change without notice until locked with M/I Financial, LLC. Conforming Conventional loam limits apply. Please see a New Home Consultant for more information and details.