Limited-Time 2/1 Buydown With First-Year Rates as Low as 2.875%* / 5.65% APR*

Secure a 2/1 buydown with first-year rates as low as 2.875%* / 5.65% APR* on a 30-year FHA loan or a 2.875%⁑ / 5.11% APR⁑ on a 30-year VA loan through M/I Financial, LLC.


More Details

Across the country, M/I Homes is built for you.

Built for more living and flexibility, for amateur chefs and future world-class athletes. For new beginnings, low-maintenance, and great neighborhoods, Quick Move-In homes or a guided homebuilding journey.

Built for more buying power, more home, and lower payments. For the toughest and most trying days, moments you’ll want to remember and days you can never forget. For action-packed mornings, lazy afternoons, and cozy nights in.

Built for you, by your neighbors, for nearly fifty years, by One of the Nation’s Leading Homebuilders.


For a limited time, and at no cost to you, secure a temporary 2/1 buydown on select homes that can close by May 30th, 2025:

✓ 2/1 buydown on a 30-year FHA mortgage*

  • Year 1: 2.875% Rate / 5.65% APR
  • Year 2: 3.875% Rate / 5.65% APR
  • Years 3-30-: 4.875% Rate / 5.65% APR

✓ 2/1 buydown on a 30-year VA mortgage⁑

  • Year 1: 2.875% Rate / 5.11% APR
  • Year 2: 3.875% Rate / 5.11% APR
  • Years 3-30: 4.875% Rate / 5.11% APR

OR

✓ 5.875% Rate / 6.32% APR‡ on a 30-year fixed Conventional loan program

✓ Ask us about our Smart Move program

 

Our team of experts is ready to assist you with the home buying process from start to finish. Contact us today to learn more about these exclusive offers!

 

*Promotional rate applies to new contracts for a limited time only on homes that can close by May 30th, 2025. The interest rate is based on a 2-1 temporary buydown for a 30-year FHA loan with a 3.5% down payment. In the first year, the interest rate is 2.875%. In the second year, the interest rate is 3.875%. In years 3 through 30, the interest rate is 4.875%. The ANNUAL PERCENTAGE RATE is 5.65% and is based on a sales price of $300,000 with a loan amount of $294,566. Buyer must make loan application within 48 hours of contract signing by April 30th, 2025 and must close by May 30th, 2025. The buyer must occupy the property and meet all qualification requirements of the program. The seller’s contribution is limited to agency limits which depend on the loan program and LTV. Payments are based on a minimum 640 credit score. Other financing programs may be available with as little as 0% down. Financing is offered through M/I Financial, LLC (NMLS# 50684). Available on new business only to new customers not currently under contract with M/I Homes. The advertised rate is for a limited time and is subject to change without notice until locked with M/I Financial, LLC. Maximum allowable FHA county loan limits apply. Please see a New Home Consultant for more information and details.

Promotional rate applies to new contracts for a limited time only on homes that can close by May 30th, 2025. The interest rate is based on a 2-1 temporary buydown for a 30-year VA loan with a 0% down payment. In the first year, the interest rate is 2.875%. In the second year, the interest rate is 3.875%. In years 3 through 30, the interest rate is 4.875%.ANNUAL PERCENTAGE RATE is 5.11% and is based on a sales price of $300,000 with a loan amount of $306,450. Buyer must make loan application within 48 hours of contract signing by April 30th, 2025, and must close by May 30th, 2025. The buyer must occupy the property and meet all qualification requirements of the program. The seller’s contribution is limited to agency limits which depend on the loan program and LTV. Payments are based on a minimum 640 credit score. Other financing programs may be available with as little as 3.5% down. Financing is offered through M/I Financial, LLC (NMLS# 50684). Available on new business only to new customers not currently under contract with M/I Homes. Available on advertised price only. Cannot be combined with any other advertised M/I Financial, LLC incentive. The advertised rate is for a limited time and is subject to change without notice until locked with M/I Financial, LLC. Please see a New Home Consultant for more information and details.

Promotional rate applies to new contracts for a limited time only on homes that can close by May 30th, 2025. The interest rate is 5.875% for a 30-year fixed Conventional loan with a 5% down payment. ANNUAL PERCENTAGE RATE is 6.32% and is based on a sales price of $300,000 with a loan amount of $285,000. Buyer must make loan application within 48 hours of contract signing by April 30th, 2025, and must close by May 30th, 2025. The buyer must occupy the property and meet all qualification requirements of the program. The seller’s contribution is limited to agency limits which depend on the loan program and LTV. Conforming conventional loan limits apply. Payments are based on a minimum 720 credit score. Other financing programs may be available with as little as 3.5% down. Financing is offered through M/I Financial, LLC (NMLS# 50684). Available on new business only to new customers not currently under contract with M/I Homes. Available on advertised price only. Cannot be combined with any other advertised M/I Financial, LLC incentive. The advertised rate is for a limited time and is subject to change without notice until locked with M/I Financial, LLC. Please see a New Home Consultant for more information and details.

 

Communities offering this incentive

Secure a 2/1 buydown with first-year rates as low as 2.875%* / 5.65% APR* on a 30-year FHA loan or a 2.875%⁑ / 5.11% APR⁑ on a 30-year VA loan through M/I Financial, LLC.