Holiday of Homes

Enjoy limited-time seasonal savings through the end of the year including paid closing costs, a below market interest rate, and flex cash when building!

More Details:

Home has a special meaning during the holidays. It’s time spent with family and friends to celebrate holiday traditions.

Flex Cash

When you contract to build your new home, receive the following dollar amounts in flex cash. You can use this money towards your design selections, structural options, and your homesite premium!*

• Barksdale: $60,000 in flex cash
• Cascades at Onion Creek: $40,000 in flex cash on Capital Series homes and Grand Opening Savings on Our New Smart Series Plans
• Cedar Brook: $30,000 in flex cash
• Cool Water: Grand Opening Savings
• Edgewood: $60,000 in flex cash 
• Heritage: $15,000 in flex cash on 40' homesites and $20,000 in flex cash on 45' homesites
• Parkside on the River: $70,000 in flex cash

Or when purchasing one of our Quick Move-In Homes, receive our best prices of the year!

Financing Perks

On top of all that, you can receive 3% of your home's base price to use with M/I Financial, LLC** or on homes that can close by January 31st 2025, with a 2/1 temporary mortgage rate buydown, secure first-year rates as Low as 2.875% / 5.632% APR (FHA)*** or 3.875% / 5.9398% APR (Conventional) †  AND 2% of base price to use towards allowable closing costs^†† offered through M/I Financial, LLC.

Contact us today to find out more about our current communities, available homes, and these amazing incentives

*Total flex cash varies by community. Flex cash available To-Be-Built contracts written between November 1st and December 31st and the discount can be applied towards design, structural, and/or lot premium. See an M/I Homes New Home Consultant for more details. Offer subject to change without notice. Available on new business only to new customers not currently under contract with M/I Homes.

**The buyer is to receive up to 3% of the homes base price to use with M/I Financial, LLC on any home purchased between November 1st and December 31st, 2024 Please see a New Home Consultant for more information and details. Buyer must use M/I Financial, LLC in order to qualify for this incentive. The seller’s contribution is limited to agency limits which depend on the loan program and LTV. Buyer must submit loan application within 48 hours of writing the contract. Buyer must occupy the property and meet all the qualification requirements. Offer subject to change without notice. Available on new business only to new customers not currently under contract with M/I Homes. Financing is offered through M/I Financial, LLC (NMLS# 50684). Cannot be combined with any other M/I Financial, LLC incentive. Please see a New Home Consultant for more information and details.

***The APR is based on an estimated loan amount of $400,000 loan amount. Financed amount is $407,000 which includes the FHA UFMIP of 1.75%. A 3.5% down payment and a minimum credit score of 640 is required. The interest rate applies to a 30-year FHA loan with a 2/1 buy-down. The interest rate is temporarily reduced to 2.875% for year 1, 3.875% for year 2, and 4.875% for years 3–30. The ANNUAL PERCENTAGE RATE is 5.632%. Program is available on selected Quick Move-In homes and applies to new contracts only. Promotion does not apply cancellations, re-writes, or transfers. The seller’s contribution is limited to agency limits, which depend on the loan program and LTV. Buyer must occupy the property as their primary residence and meet all qualification requirements of the program. The buyer must make a loan application within 48 hours of contract signing and must close by January 31, 2025. Other financing programs may be available with as little as 5% down. The rate is subject to change without notice and is not guaranteed until locked with M/I Financial, LLC. Financing is offered through M/I Financial, LLC (NMLS# 50684).  Maximum allowable FHA county loan limits apply. Available on new business only to new customers not currently under contract with M/I Homes. Available on advertised price only. Cannot be combined with any other advertised M/I Financial, LLC incentive. Please see a New Home Consultant for more information and details.