Fall in Love With a Brand New M/I Home!

October 1 - 31, 2024

Fall in love with a brand new M/I Home this month and receive up to $70,000 in flex cash when you build or purchase a Quick Move-In Home and secure first-year rates as low as 1.875% Rate*** / 4.6170% APR*** on a 30-year fixed FHA mortgage or 2.875%† / 5.253%† APR on a 30-year Conventional rate mortgage with a 2/1 temporary mortgage rate buydown on select homes that can close by December 31st, 2024.


More Details:

Flex Cash

When you contract to build your new home, receive the following dollar amounts in flex cash. You can use this money towards your design selections, structural options, and your homesite premium!*

  • Barksdale: $40,000 in flex cash on 50' homesites and $50,000 in flex cash on 60' homesites
  • Cascades at Onion Creek: $40,000 in flex cash
  • Cedar Brook: $20,000 in flex cash
  • Edgewood: $40,000 in flex cash on 50' homesites and $50,000 in flex cash on 60' and 70' homesites
  • Heritage: $15,000 in flex cash on 40' homesites, $20,000 in flex cash on 45' homesites, and $25,000 in flex cash on 50' homesites
  • Parkside on the River: $60,000 in flex cash on 50' homesites and $70,000 on 60' homesites

Or when purchasing one of our Quick Move-In Homes, receive our best prices of the year!

Financing Perks

On top of all that, you can receive 3% of your home's base price to use with M/I Financial, LLC** or a Limited Time First-Year Rates as Low as 1.875% / 4.6170% APR (FHA)*** and 2.875% / 5.253% APR (Conventional) † on homes that can close by December 31st, 2024 offered through M/I Financial, LLC.

Contact us today to find out more about our current communities, available homes, and these amazing incentives!

*Total flex cash varies by community. Flex cash available To-Be-Built contracts written between October 1st and October 31st 2024 and the discount can be applied towards design, structural, and/or lot premium. See an M/I Homes New Home Consultant for more details. Offer subject to change without notice. Available on new business only to new customers not currently under contract with M/I Homes.

**The buyer is to receive up to 3% of the homes base price to use with M/I Financial, LLC on any home purchased between October 1st and October 31st 2024. Please see a New Home Consultant for more information and details. Buyer must use M/I Financial, LLC in order to qualify for this incentive. The seller’s contribution is limited to agency limits which depend on the loan program and LTV. Buyer must submit loan application within 48 hours of writing the contract. Buyer must occupy the property and meet all the qualification requirements. Offer subject to change without notice. Available on new business only to new customers not currently under contract with M/I Homes. Financing is offered through M/I Financial, LLC (NMLS# 50684). Cannot be combined with any other M/I Financial, LLC incentive. Please see a New Home Consultant for more information and details.

***Promotional rate applies to new contracts for a limited time only on homes that can close by December 31st 2024. The interest rate is based on a 2-1 temporary buydown for a 30-year FHA fixed-rate mortgage with a 3.5% down payment. In the first year, the interest rate is 1.875%. In the second year, the interest rate is 2.875%. In years 3 through 30, the interest rate is 3.875%. The ANNUAL PERCENTAGE RATE is 4.617% and is based on a sales price of $414,507 with a loan amount of $400,000. Buyer must make loan application within 48 hours of contract signing by 10/15/2024, and must close by December 31st, 2024 or once the home is complete. The buyer must occupy the property and meet all qualification requirements of the program. The seller’s contribution is limited to agency limits which depend on the loan program and LTV. Payments are based on a minimum 640 credit score. Below-market rate as compared to the weekly Freddie Mac Primary Mortgage Market Survey. The advertised rate is for a limited time and is subject to change without notice. Other financing programs may be available with as little as 5% down. Financing is offered through M/I Financial, LLC (NMLS# 50684). Available on new business only to new customers not currently under contract with M/I Homes. Available on advertised price only. Cannot be combined with any other advertised M/I Financial, LLC incentive. The advertised rate is for a limited time and is subject to change without notice until locked with M/I Financial, LLC. Please see a New Home Consultant for more information and details.

†Promotional rate applies to new contracts for a limited time only on homes that can close by December 31, 2024. The interest rate is based on a 2-1 temporary buydown for a 30-year Conventional-rate mortgage with a 10% down payment. In the first year, the interest rate is 2.875%. In the second year, the interest rate is 3.875%. In years 3 through 30, the interest rate is 4.875%. The ANNUAL PERCENTAGE RATE is 5.253% and is based on a sales price of $550,00 with a loan amount of $495,000. Buyer must make loan application within 48 hours of contract signing by 10/15/2024, and must close by December 31, 2024 or once the home is complete. The buyer must occupy the property and meet all qualification requirements of the program. The seller’s contribution is limited to agency limits which depend on the loan program and LTV. Payments are based on a minimum 720 credit score. Below-market rate as compared to the weekly Freddie Mac Primary Mortgage Market Survey. The advertised rate is for a limited time and is subject to change without notice. Other financing programs may be available with as little as 3.5% down. Financing is offered through M/I Financial, LLC (NMLS# 50684). Available on new business only to new customers not currently under contract with M/I Homes. Available on advertised price only. Cannot be combined with any other advertised M/I Financial, LLC incentive. The advertised rate is for a limited time and is subject to change without notice until locked with M/I Financial, LLC. Please see a New Home Consultant for more information and details.

Communities offering this incentive

Fall in love with a brand new M/I Home this month and receive up to $70,000 in flex cash when you build or purchase a Quick Move-In Home and secure first-year rates as low as 1.875% Rate*** / 4.6170% APR*** on a 30-year fixed FHA mortgage or 2.875%† / 5.253%† APR on a 30-year Conventional rate mortgage with a 2/1 temporary mortgage rate buydown on select homes that can close by December 31st, 2024.