First-Year Rates as Low as 2.875% / 5.632% APR (FHA)* and 3.875% / 5.9398% APR (Conventional)**

October 30 - December 31, 2024

For a limited time, you can secure first-year rates as low as 2.875%* / 5.632% APR* with a 2/1 buydown on a 30-year fixed FHA mortgage or 3.875%** / 5.9398% APR** on a 30-year Conventional rate mortgage. These temporary 2/1 mortgage rate buydowns are available for select homes that can close by December 31st, 2024.*

More Details:

Right now, we're offering limited-time incentives through M/I Financial, LLC on select Quick Move-In homes that can close this year throughout Nashville's most desirable neighborhoods.

Select Quick Move-In home offers include:

✓ 2/1 Rate Buydown on a 30-year FHA fixed-rate mortgage:

• Year 1: 2.875% Rate* / 5.632% APR*
• Year 2: 3.875% Rate* / 5.632% APR*
• Years 3–30: 4.875% Rate* / 5.632% APR*

✓ 2/1 Rate Buydown on a 30-year Conventional fixed-rate mortgage:

• Year 1: 3.875% Rate** / 5.9398% APR**
• Year 2: 4.875% Rate** / 5.9398% APR**
• Years 3–30: 5.875% Rate** / 5.9398% APR**

Now is the time to buy, so contact our team today to schedule an appointment!

*The payment is based on a $414,507 sales price with a $400,000 loan amount. Financed amount is $407,000 which includes the FHA UFMIP of 1.75%. A 3.5% down payment and a minimum credit score of 640 is required. The interest rate applies to a 30-year FHA loan with a 2/1 buy-down. The interest rate is temporarily reduced to 2.875% for year 1, 3.875% for year 2, and 4.875% for years 3–30. The ANNUAL PERCENTAGE RATE is 5.632%. Program is available on selected Quick Move-In homes and applies to new contracts only. Promotion does not apply cancellations, re-writes, or transfers. The seller’s contribution is limited to agency limits, which depend on the loan program and LTV. Buyer must occupy the property as their primary residence and meet all qualification requirements of the program. The buyer must make a loan application within 48 hours of contract signing and must close by January 31, 2025. Other financing programs may be available with as little as 5% down. The rate is subject to change without notice and is not guaranteed until locked with M/I Financial, LLC. Maximum allowable FHA county loan limits apply. Financing is offered through M/I Financial, LLC (NMLS# 50684). Restrictions do apply.

**The payment is based on a $421,053 sales price with a $336,842 loan amount. A 20% down payment and a minimum credit score of 720 is required. The interest rate applies to a 30-year Conventional Loan with a 2/1 buy-down. The interest rate is temporarily reduced to 3.875% for year 1, 4.875% for year 2, and 5.875% for years 3–30. The ANNUAL PERCENTAGE RATE is 5.9398%. Program is available on selected Quick Move-In homes and applies to new contracts only. Promotion does not apply cancellations, re-writes, or transfers. The seller’s contribution is limited to agency limits, which depend on the loan program and LTV. Buyer must occupy the property as their primary residence and meet all qualification requirements of the program. The buyer must make a loan application within 48 hours of contract signing and must close by January 31, 2025. Other financing programs may be available with as little as 5% down. The rate is subject to change without notice and is not guaranteed until locked with M/I Financial, LLC. Conforming Conventional loan limits apply. Financing is offered through M/I Financial, LLC (NMLS# 50684). Restrictions do apply.