Built for Great Rates
For a limited time, you can secure rates as low as 4.875% Rate* / 5.6272% APR* on a 30-year fixed FHA loan or a 5.875% Rate** / 6.1022% APR** on a 30-year conventional loan through M/I Financial, LLC. These rates are available on select homes throughout the Charlotte area.
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Across the Charlotte area, M/I Homes is built for you.
We have designed and built homes in great locations specifically to suit the needs and quality of life that buyers want. We have built homes for action-packed mornings, lazy afternoons, and cozy nights. For the toughest and most trying days, moments to remember, and days where there is no place like home.
Built for you, built for your family, by your neighbors, for nearly fifty years, by one of the nation’s leading homebuilders.
For a limited time, receive the following incentives on select quick move-in homes built for you:
✓ 4.875% Rate / 5.6272% APR a 30-year FHA fixed-rate loan offered through M/I Financial, LLC:*
Or
✓ 5.875% Rate / 6.1022% APR a 30-year conventional fixed-rate mortgage offered through M/I Financial, LLC:**
Our team of experts is ready to assist you with the home-buying process from start to finish. Contact us today to learn more about these exclusive offers!
*The interest rate of 4.875% is based on a 30-year fixed-rate FHA loan with a sales price of $414,508 and a $400,000 loan amount. The financed amount is $407,000, which includes the FHA UFMIP of 1.75%. A 3.5% down payment and a minimum credit score of 640 is required. The ANNUAL PERCENTAGE RATE is 5.6272%. The program is available on selected Quick Move-In homes and applies to new contracts only. Promotion does not apply to cancellations, re-writes, or transfers. The seller’s contribution is limited to agency limits, which depend on the loan program and LTV. Buyer must occupy the property as their primary residence and meet all qualification requirements of the program. The buyer must make a loan application within 48 hours of contract signing and must close by February 28, 2025. Other financing programs may be available with as little as 5% down. The rate is subject to change without notice and is not guaranteed until locked with M/I Financial, LLC. Maximum allowable FHA county loan limits apply. Financing is offered through M/I Financial, LLC (NMLS# 50684). Restrictions do apply.
**The interest rate of 5.875% is based on a 30-year fixed-rate conventional loan. The sales price is $414,508, with a loan amount of $331,606. A 20% down payment and a minimum credit score of 720 is required. The ANNUAL PERCENTAGE RATE is 6.1022%. This program is available on selected Quick Move-In homes and applies to new contracts only. Promotion does not apply to cancellations, re-writes, or transfers. The seller’s contribution is limited to agency limits, which depend on the loan program and LTV. Buyer must occupy the property as their primary residence and meet all qualification requirements of the program. The buyer must make a loan application within 48 hours of contract signing and must close by February 28, 2025. Other financing programs may be available with as little as 5% down. The rate is subject to change without notice and is not guaranteed until locked with M/I Financial, LLC. Conforming Conventional loan limits apply. Financing is offered through M/I Financial, LLC (NMLS# 50684). Restrictions do apply.
Have questions for us?
Ask about current properties or more details about this incentive, or call (704) 286-6498