Now or Never: Year-End Deals You Can't Afford to Miss
It's Now or Never. Our limited-time, end of the year seasonal savings end soon. Act now for an incredibly low below-market interest rate*, paid closing costs† and more on your dream home. Don't miss your last chance to save big on 2024 pricing this holiday season!
More Details
It's now or never. These offers, homes, and your first choice of homesites won't last long, so take advantage of these incredible, limited-time savings now across Metro Detroit to save hundreds on your monthly payments before it's too late!
Details about this exclusive offering through M/I Financial, LLC on select homes that can close by January 31st, 2025 includes:
🎁 2/1 Rate Buydown on a 30-year VA fixed-rate mortgage on select Quick Move-In Homes:*
- Year 1: 2.875% Rate / 5.2027% APR
- Year 2: 3.875% Rate / 5.2027% APR
- Years 3-30: 4.875% Rate / 5.2027% APR
🎁 2/1 Rate Buydown on a 30-year FHA fixed-rate mortgage on select Quick Move-In Homes:**
- Year 1: 2.875% Rate / 5.632% APR
- Year 2: 3.875% Rate / 5.632% APR
- Years 3-30: 4.875% Rate / 5.632% APR
🎁 2/1 Rate Buydown on a 30-year conventional fixed-rate mortgage on select Quick Move-In Homes:***
- Year 1: 3.875% Rate / 5.9398% APR
- Year 2: 4.875% Rate / 5.9398% APR
- Years 3-30: 5.875% Rate / 5.9398% APR
🎁 Wait, there's more!
- Receive up to $7,500 in paid closing costs with the use of M/I Financial, LLC†
Hurry, contact us today to save big this holiday season!
*The interest rate applies to a 30-year VA loan with a 2/1 buy-down, a financed funding fee of 3.3% based on $400,000 sales price and $413,200 loan amount. The interest rate is temporarily reduced to 2.875% for year 1, 3.875% for year 2, and 4.875% for years 3–30. The ANNUAL PERCENTAGE RATE is 5.2027%. Program is available on selected Quick Move-In homes and applies to new contracts only. Promotion does not apply cancellations, re-writes, or transfers. The seller's contribution is limited to agency limits, which depend on the loan program and LTV. Buyer must occupy the property as their primary residence and meet all qualification requirements of the program. The buyer must make a loan application within 48 hours of contract signing and must close by January 31, 2025. Other financing programs may be available with as little as 5% down. The rate is subject to change without notice and is not guaranteed until locked with M/I Financial, LLC. Maximum allowable VA county loan limits apply. Financing is offered through M/I Financial, LLC (NMLS# 50684). Restrictions do apply.
**A 3.5% down payment and a minimum credit score of 640 is required. The interest rate applies to a 30-year FHA loan with a 2/1 buy-down. The interest rate is temporarily reduced to 2.875% for year 1, 3.875% for year 2, and 4.875% for years 3–30. The ANNUAL PERCENTAGE RATE is 5.632%. Program is available on selected Quick Move-In homes and applies to new contracts only. Promotion does not apply cancellations, re-writes, or transfers. The seller's contribution is limited to agency limits, which depend on the loan program and LTV. Buyer must occupy the property as their primary residence and meet all qualification requirements of the program. The buyer must make a loan application within 48 hours of contract signing and must close by January 31, 2025. Other financing programs may be available with as little as 5% down. The rate is subject to change without notice and is not guaranteed until locked with M/I Financial, LLC. Maximum allowable FHA county loan limits apply. Financing is offered through M/I Financial, LLC (NMLS# 50684). Restrictions do apply.
***A 20% down payment and a minimum credit score of 720 is required. The interest rate applies to a 30-year Conventional Loan with a 2/1 buy-down. The interest rate is temporarily reduced to 3.875% for year 1, 4.875% for year 2, and 5.875% for years 3–30. The ANNUAL PERCENTAGE RATE is 5.9398%. Program is available on selected Quick Move-In homes and applies to new contracts only. Promotion does not apply cancellations, re-writes, or transfers. The seller's contribution is limited to agency limits, which depend on the loan program and LTV. Buyer must occupy the property as their primary residence and meet all qualification requirements of the program. The buyer must make a loan application within 48 hours of contract signing and must close by January 31, 2025. Other financing programs may be available with as little as 5% down. The rate is subject to change without notice and is not guaranteed until locked with M/I Financial, LLC. Conforming Conventional loan limits apply. Financing is offered through M/I Financial, LLC (NMLS# 50684). Restrictions do apply.
†Offer valid on select Quick Move-In homes in Metro Detroit that close by 12/31/2024. The total contribution is not to exceed a maximum of $7,500. "Closing Costs" exclude prepaid items such as taxes, insurance, and escrows. The seller's contribution is limited to agency limits, which depend on the loan program and LTV. The buyer is responsible for any down payment required by the loan program guidelines and any upfront mortgage insurance premiums. $7,500 in closing costs covers all closing costs up to $7,500 and is only available when financing through M/I Financial, LLC (NMLS #50684). Offer is subject to change without notice. The offer is not available for renegotiation on existing contracts. Exclusions apply. Contact an M/I Homes New Home Consultant for complete details.
Have questions for us?
Ask about current properties or more details about this incentive, or call (248) 836-4526