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*Valid on contracts written on July 10th, 2024 through September 18th, 2024. The payment is based on a $499,990 sales price, a $399,992 loan amount, a 20% down payment, and a minimum credit score of 680. The interest rate applies to a 30-year conventional loan with a 2/1 buy-down. The interest rate is temporarily reduced to 3.5% for year 1, 4.5% for year 2, and 5.5% for years 3–30. The ANNUAL PERCENTAGE RATE is 5.5688%. Program is available on selected Quick Move-In homes only. The Seller’s contribution is limited to agency limits, which depend on the loan program and LTV. Buyer must occupy the property and meet all qualification requirements of the program. The buyer must make a loan application within 48 hours of contract signing and must close by September 30th, 2024. Below-market rate as compared to the weekly Freddie Mac Primary Mortgage Market Survey. Buyer must occupy the property as a primary residence. Other financing programs may be available with as little as 3.5% down. Rate as of 07/10/2024 at 12:00 p.m. CST subject to change without notice. Rate is not guaranteed until locked with M/I Financial, LLC (NMLS# 50684). Financing is offered through M/I Financial, LLC (NMLS# 50684). Restrictions do apply. Illinois Residential Mortgage License Nationwide Multistate Licensing System and Registry's Consumer Access website (https://nmlsconsumeraccess.org).